买房须知 太仓公积金贷款新政策详解大全

太仓房天下  2015-11-26 22:51

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;BACKGROUND-COLOR: rgb(255,255,255);LIST-STYLE-TYPE: none;TEXT-INDENT: 28px;MARGIN: 20px 0px 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0px;FONT: 14px/26px Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px"> 

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">1、夫妻、直系亲属可共同还贷

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">人多力量大，如果能合并家里人的公积金共同还贷再好不过了，那么可贷款额度和还贷压力都有所减轻。不过要注意的是，“共同借款申请人”只能是RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">夫妻或者直系亲属RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">，届时需要提供结婚证、户口本等证明。此外共同还贷涉及到房产的产权等问题。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">2、公积金缴纳多久就可以贷款

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据2014年10月31日起的新政，借款人在申请之日前连续按期足额缴存住房公积金的期限，从12个月（含）以上调整为6个月（含）以上。个人可以从RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公积金网站查询缴纳情况，公司如果有RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">补缴公积金RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">的情况可能会影响贷款，具体要咨询RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公积金中心。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">3、个人住房贷款担保收费

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据2014年10月31日起的新政，取消住房公积金个人住房贷款担保收费项目，但是在办理贷款时仍旧需要担保。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">4、RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">什么样的房子可以办理公积金贷款

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据规定，如果购买的是新建住房，要等到房屋主体已封顶才能放款。在RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">有些楼盘如果刚刚打桩或者建造了几层，因为放款时间过长，开发商可能会不同意购房者使用公积金贷款（虽然法律规定开发商不得拒绝公积金贷款），网友在买房时好咨询一下置业顾问。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">此外购房合同的RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">附件RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">中一般会注明在付完首付之后，要在规定期限内（一般一个月左右）办理好贷款并放款，否则要支付违约金。一般情况下，因为开发商的问题导致贷款无法审批是不需要支付违约金的。而在办理好贷款后，因公积金放款时间比较慢而导致违约的情况，还是需要注意一下。根据编辑的个人经验，RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">的公积金贷款一般肯定会在交房之前放款。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">5、夫妻一方在苏州市区或者园区工作怎贷款

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">在RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">苏州市区RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">缴纳的住房公积金，在大市范围内购房，可以申请贷款。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">自2011年7月1日起，夫妻一方在RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">苏州园区RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">工作并参照市区住房公积金政策缴存住房公积金（包括参加园区社会保险的甲类员工和缴纳园区住房公积金的乙类员工）、另一方在市区（含县）缴存住房公积金的，可以选择其中一方的缴存所在地办理贷款，可按照计算贷款额度公式、按还款能力计算贷款额度的公式两种方式贷款。不过在苏州园区工作的一方公司需要在RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公积金中心已经RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">备案RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">6、外地(省)公积金可转入RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16"> 贷款合并额度

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;BACKGROUND-COLOR: rgb(255,255,255);LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">除了苏州外，目前外地（包括外省）缴纳过公积金的职工，到RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">后可办理转接业务。具体操作方法是：到RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">重新开账户，拿着接收函、身份证等相关材料到原缴纳单位去进行办理。原账户的金额可转到RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">账户，如果办理贷款，可合并原来金额计算，但仍旧需要在RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">连续缴纳6个月。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;BACKGROUND-COLOR: rgb(255,255,255);LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(0,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">新政，贷款增加了按还款能力计算贷款额度的公式，因此账户里的钱多少对于许多公积金贷款者来说并不是很重要了，如果离开外地时能全额取出来，这和放在公积金账户里区别不大。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">7、公积金账户里的钱可以用来付首付吗？

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公积金贷款时，需要提供RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">首付款发票RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">，所以账户内的余额不能用于首付，只能是贷款成功后，将余额划转至职工关联的银行借记卡中 。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">此外自2014年1月6日起，贷款后，RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公积金中心在全市范围内全面实行偿还住房贷款委托提取住房公积金方式，柜面不再受理偿还住房贷款提取住房公积金业务（意思就是，公积金买房之后，账户里的金额只能与还贷的银行卡关联，每月划转，而不能积累到一定时间去亲自提取）。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">8、首次使用公积金贷款首付比例

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据2015年5月15日的新政，“借款申请人首次使用公积金贷款购买自住住房的，首付款比例统一调整为不低于住房总价的20%。”首次使用公积金贷款购买RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">新建住房RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">，无论面积多大，首付比例均为不低于住房总价的20%。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">首次使用公积金贷款，即意味着之前有纯商业贷款或者全款的房子，也不计算在内，可以说是“认贷不认房”。而使用商业贷款，首付款比例统一为30%。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">看清楚了么？同样的总价70万，同样的贷款年限25年，公积金比商业贷款首付少交7万元的同时，每个月还少换贷款173.95元！！！

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">9、公积金贷款的限额 高70万元

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据2015年5月15日的新政，（1）、新建住房的贷款高限额从50万元调整至RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">70RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">万元；存量成套住房（二手房，下同）、建造住房、翻建住房的贷款高限额从35万元调整至RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">70RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">万元。换句话说，RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">家庭公积金贷款高限额统一提至70万元。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（2）、借款申请人及其他共有人中仅一人符合计算贷款额度条件的，新建住房的贷款高限额从30万元调整至RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">45RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">万元；存量成套住房、建造住房、翻建住房的贷款高限额从21万元调整至RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">45RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">万元。换句话说，RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">个人贷款高限额统一提至45万元。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">10、如何计算可贷款额度？

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">在不超出以上所规定的高限额外，每个人的贷款能力是不同的。根据2015年5月15日的新政，“在执行按个人账户余额的倍数计算贷款额度公式的同时，增加按还款能力计算贷款额度的公式，由借款申请人自主选择。”

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">（1）、按个人账户余额的倍数计算

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">借款申请人（含共同借款申请人）住房公积金账户余额×10（倍）；贷款年限按照月还款额度不应超过月缴存基数的50%确定。借款申请人（RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">含共同借款申请人RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">）住房公积金账户余额不足1万元的，按1万元计算；中等偏低收入住房困难家庭购买保障性住房申请贷款的，其贷款额度可适当上浮，多不超过3万。RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;BACKGROUND-COLOR: rgb(255,255,255);LIST-STYLE-TYPE: none;TEXT-INDENT: 28px;MARGIN: 20px 0px 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0px;FONT: 14px/26px Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px"> RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">（2）、按还款能力计算贷款额度计算

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公式为：借款申请人缴存住房公积金的月工资基数或月工资基数之和×35%（规定比例）×12（月）×贷款期限（年）。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">总体来说，对于RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">购房者，一般RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">第二种RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">计算公式更为实用。举例小王和小李为夫妻，两个人均缴纳了6个月的公积金，刚刚符合贷款条件。小王的缴存基数为2000元，按照8%缴纳，每个月账户320元，6个月加起来才1920元。而小李缴存基数为7000元，按照12%缴纳，每个月账户1680元，6个月10080元。两个人加起来才11900元。按照种公式计算，11900×10，才可以贷款RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">11.9RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">万元。而按照第二种公式计算，（2000+7000）×35%）×12（月）×20年（举例）=756000，按照家庭高可贷款70万来算，完全可以贷满RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">高额度RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">。第二种计算公式完胜！

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">11、二次使用公积金贷款问题

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据2015年5月15日的新政，“借款申请人第二次使用公积金贷款购买自住住房的，取消贷款利率按首次使用公积金贷款利率1.1倍计算规定，执行RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">首次使用公积金贷款利率RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">。“即同期首次和二次使用利率相同，目前5年以上期即为3.75%。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">根据2014年10月31日起的新政，第二次办理住房公积金个人住房贷款的，首付款比例从不低于住房总价的50%调整为不低于住房总价的RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">30%RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">12、RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">办理公积金贷款所需材料

RDER-BOTTOM: 0px;TEXT-ALIGN: left;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;BACKGROUND-COLOR: rgb(255,255,255);LIST-STYLE-TYPE: none;TEXT-INDENT: 28px;MARGIN: 20px 0px 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/26px Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;COLOR: rgb(51,51,51);OVERFLOW: visible;WORD-BREAK: break-all;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="MsoNormal">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">网友在缴纳了首付，获得了首付款发票后，根据事先测算的贷款年限和总额，网友可至RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">公积金中心办理RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(255,0,0);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: bold;BORDER-RIGHT: 0px;PADDING-: 0px" class="16">贷款申请RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">。材料齐全，对方出具申请表供网友填写，当天即完结。公积金中心位于RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">太仓市城厢镇RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;COLOR: rgb(51,51,51);FONT-SIZE: 12pt;BORDER-: 0px;BORDER-RIGHT: 0px;PADDING-: 0px">郑和西路29号RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">，RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;COLOR: rgb(51,51,51);FONT-SIZE: 12pt;BORDER-: 0px;BORDER-RIGHT: 0px;PADDING-: 0px">电话：RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;COLOR: rgb(51,51,51);FONT-SIZE: 12pt;BORDER-: 0px;BORDER-RIGHT: 0px;PADDING-: 0px" class="17">(0512)53532183RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;COLOR: rgb(51,51,51);FONT-SIZE: 12pt;BORDER-: 0px;BORDER-RIGHT: 0px;PADDING-: 0px" class="17">，RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">可乘坐RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">207RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">路、RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">203RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">路等。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">夫妻双方共同申请住房公积金组合贷款所需资料：

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（1）、购房合同(原件4份,注意查看开发商是不是法人签字的,不是要授权书)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（2）、首付款发票(原件+复印件4份,外加可能要查看首付款银行小票)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（3）、预售许可证(复印件2份)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（4）、夫妻双方身份征(原件+复印件4份,正反面复印)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（5）、夫妻双方户口本(原件+复印件4份,首页户主页要一起复印)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（6）、结婚证(原件+复印件4份)RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;BACKGROUND-COLOR: rgb(255,255,255);LIST-STYLE-TYPE: none;TEXT-INDENT: 28px;MARGIN: 20px 0px 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0px;FONT: 14px/26px Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0px;-webkit-text-stroke-width: 0px">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">      （7）、收入证明(原件+复印件1份,要用从公积金中心网站下载的格式) ，纯公积金贷款不需要。

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（8）、社保缴纳证明(原件+复印件1份,要近期的)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（9）、个人证信报告(原件+,要近期的)

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（10）、公积金卡

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">（11）、准备申请哪家银行贷款，提供银行卡

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">办理过程,一天内办完

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">1.先去社保局(郑和西路29号）拉社保缴纳证明,身份证原件就可,一个人办就行

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">2.人民银行(RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: 宋体;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">人民路RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">)拉个人证信报告,夫妻双方都要到场,身份证原件+复印件1份

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">3.去公积金心办理:取号---柜台交资料初核----初核通过-----找银行初审,银行开组合贷款联系单-----回公积金柜台正式申请,要等30-40

RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0pt;TEXT-TRANSFORM: none;LIST-STYLE-TYPE: none;TEXT-INDENT: 21pt;MARGIN: 15pt 0pt 0pt;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0pt;OUTLINE-WIDTH: medium;LETTER-SPACING: normal;PADDING-RIGHT: 0pt;FONT: 14px/19.5pt Arial, 宋体, SimSun, HELVETICA, 'Hiragino Sans GB';WHITE-SPACE: normal;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);OVERFLOW: visible;BORDER-: 0px;BORDER-RIGHT: 0px;WORD-SPACING: 0px;PADDING-: 0pt;-webkit-text-stroke-width: 0px" class="p">RDER-BOTTOM: 0px;BORDER-LEFT: 0px;PADDING-BOTTOM: 0px;TEXT-TRANSFORM: none;FONT-STYLE: normal;MARGIN: 0px;OUTLINE-STYLE: none;OUTLINE-COLOR: invert;PADDING-LEFT: 0px;OUTLINE-WIDTH: medium;LETTER-SPACING: 0pt;PADDING-RIGHT: 0px;FONT-FAMILY: Arial;BACKGROUND: rgb(255,255,255);COLOR: rgb(51,51,51);FONT-SIZE: 10.5pt;BORDER-: 0px;FONT-WEIGHT: normal;BORDER-RIGHT: 0px;PADDING-: 0px">申请通过---去银行正式办理贷款。以上就是在办理公积金贷款所需要的所有证件,缺一不可

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